Card image Discover it® Student Cash Back

Discover it® Student Cash Back card

Check the key information to help with your decision.

Discover it® Student Cash Back card

Check the key information to help with your decision.

By Capitalizze on 29/07/2026

Useful informations

This credit card is ideal for young individuals seeking financial independence without hidden costs, and it serves as an effective tool for learning fiscal responsibility with tangible benefits.

Along with the rewards, cardholders benefit from complimentary identity monitoring and zero liability for unauthorized transactions, ensuring complete peace of mind.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Anuidade zero
Internacional
Alertas de Segurança
Tecnologia de aproximação
Programa de Recompensas
Anuidade grátis
Proteção de preço
Cartão Internacional
Cashback

Cons

Sem milhas aéreas
Sem seguro viagem
Sem acesso a sala VIP
Precisa ter conta bancária vinculada
Juros altos
Limite de crédito sujeito à análise

See more card details:

5% Cash Back

Earn 5% back in categories that rotate quarterly, including gas stations, restaurants, and Amazon.com.

Cashback Match™

At the end of your first year, Discover automatically doubles your total cash back earned, with no cap on the amount.

No Annual Fee

Enjoy a lifetime of no maintenance fees, allowing students to focus solely on spending and rewards.

Credit Building

An excellent way to start establishing a positive credit history while in college.

No Late Fee

The first missed payment will not incur a late fee.

Security Alerts

Discover monitors your Social Security number and sends alerts if your information appears on the Dark Web or in new records.

Worldwide Acceptance

The card is accepted at millions of locations globally through the Discover network.

Free Credit Monitoring

Access your FICO® Credit Score anytime at no charge through the app or website.

Frequently Asked Questions (FAQ)

How does the Cashback Match work?

At the end of your first year as a cardholder, Discover adds up all the cash back you've earned and automatically deposits an equal amount into your account.

Do I need a credit history to get approved?

Not necessarily. This card is designed for students, so it's meant for those who are just beginning to build their credit.

What are the categories for 5% cash back?

The categories change quarterly and may include gas stations, grocery stores, restaurants, Amazon.com, and select retail outlets.

Is there an annual fee?

No, the Discover it® Student Cash Back card has no annual fee permanently.

What happens if I make a late payment?

Discover does not charge a late fee on your first missed payment, and a late payment will not affect your interest rate (APR).

Can I use this card outside of the United States?

Yes, it is an international card, and Discover does not impose foreign transaction fees for purchases made abroad.

Top 5 most requested cards

The card: Discover it® Student Cash Back comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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