Card image Discover it® Student Chrome

Discover it® Student Chrome card

Check the key information to help with your decision.

Discover it® Student Chrome card

Check the key information to help with your decision.

By Capitalizze on 29/07/2026

Useful informations

Students enjoy security features such as instant alerts for any suspicious activity, and they can easily freeze their card if it gets lost through the mobile app.

This card promotes smart spending by giving cashback for everyday purchases without the hassle of changing reward categories or hidden fees.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
International
Rewards Program
Security Alerts
Contactless Technology
Annual Fee Free
Price Protection
First Year Annual Fee Free
Installments Without Interest
International Card
Cashback

Cons

Credit limit subject to analysis
No points program
High interest rates
Does not accept bad credit

See more card details:

2% Cashback on Dining & Fuel

Get 2% back on gas and restaurant purchases on up to $1,000 in combined spending every quarter.

Unlimited Cashback Match Offer

At the conclusion of your first year, Discover will automatically match all your cashback earned during that period, without any limits.

No Annual Fee

Enjoy a $0 annual fee, which helps students retain more of their earnings as they build their credit.

Apply Without Prior Credit History

This card is ideal for new cardholders, as it does not require a previous credit history for approval.

Complimentary FICO® Credit Score

Your FICO® Credit Score is accessible for free within your monthly statements and through the mobile app or online.

First Late Payment Forgiveness

If you miss a payment, Discover does not impose a late fee for the first time, and there’s no penalty APR.

Freeze It® Security Feature

Easily stop new transactions, cash advances, and balance transfers if your card is lost or stolen.

Frequently Asked Questions (FAQ)

Is there an annual fee associated with the Discover it® Student Chrome?

No, there is absolutely no annual fee for the Discover it® Student Chrome.

How does the Cashback Match program operate?

At the end of your first full year, Discover will automatically match all the cashback you’ve earned, with no spending minimum or maximum match limit.

Can I get approved if I don't have a credit record?

Yes, this card is specifically designed for students, allowing approval even without an existing credit history.

What are the cashback earnings?

You receive 2% cashback at gas stations and restaurants on the first $1,000 combined spending per quarter, along with 1% back on all other purchases.

Are there any foreign transaction fees with this card?

No, there are no foreign transaction fees, which is beneficial for students traveling internationally.

What occurs if I miss my initial payment?

Discover will not impose a late fee for your first missed payment, and your APR will remain unchanged.

Top 5 most requested cards

The card: Discover it® Student Chrome comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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